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Benefit from 25 years of experience.

April 11, 2022

Avoid a Rookie Mistake — Don’t Sell Your Home Too Fast

I've seen multiple real estate agents recently boasting about how fast they sold one of their clients' homes. In several...
April 7, 2022

How to Submit an All-Cash Offer

If you find yourself as a Buyer in a Seller's market, you better know how to compete if you are...
March 10, 2022

Home Warranty vs. Homeowner’s Insurance

Is a Home Warranty the Same as Homeowners Insurance? Home Warranty Perils Homeowner’s Insurance Perils HVAC Stops Working Theft Water...
February 27, 2022

“Rates a Rising

What does this mean for real estate? We knew it was coming! Mortgage interest rates have spiked over the last...
February 10, 2022

Escalation Clause

What is an escalation clause? An escalation clause (also called a relative bid or "sharp" bid) is a provision added...
January 10, 2022

Short-Term Residential Occupancy (STROs)

There has been a lot of public discourse, political discussion, and general controversy over the topic of Vacation Rentals (aka:...
January 1, 2022

What is a “Hard Money” Loan

The term "hard money loan" refers to a type of loan that is backed by a “hard” asset and is...
December 11, 2021

Understanding SB 9 (California State Senate Bill 9)

I’ve heard people say recently, “there is no such thing as single-family zoning in California anymore”.  There is some truth...
December 10, 2021

Submitting a Competitive Offer in a Seller’s Market

When you find yourself in a market where there are more qualified buyers than there are homes for sale, you're...
November 10, 2021

Request for Repairs (Seller)

The RR As a Seller, be prepared to receive a Request for Repairs (RR) from the Buyer near the end...
October 10, 2021

6 Reasons Why FSBO’s Fail

Unfortunately, DIY sellers often have to go through these sometimes painful motions to get a much-needed reality check. With so...
September 10, 2021

Buying Power

Formally defined as, “The financial ability and soundness of a business or individual to afford the purchase of real property”,...
August 10, 2021

New Rules About ADU’s (Accessory Dwelling Units)

State law change to residentially zoned property Affordable housing Where they are allowed Building permits Size FAQs: https://www.sandiegocounty.gov/pds/bldg/adu.html
July 10, 2021

Don’t Be Fooled by the Discount Brokerage

Every few years a new company or individual pops up in the real estate market and thinks they are going...
June 10, 2021

Full-Service Brokerage

What is the difference between a Full-Service Brokerage vs. a Discount Brokerage or a Limited Service Brokerage? There are so...
May 10, 2021

FSBO vs Agent to Sell Your Home

Knowledge Early on in my career, after finding out that I had only been licensed a short while, a veteran...
April 10, 2021

Seller Financing

Background Seller Financing, Seller Carry-Back Financing, Seller Participation, Owner Financing, Bond-For-Title… all terms for the same thing. It’s a loan...
March 10, 2021

How Much Is My Home Worth

The Do’s and Don’ts of Home Valuation How much is my house worth? Its an easy question to ask that...
February 10, 2021

Real Estate Broker Or Attorney

Most real estate attorneys can help with the composition of an offer, give good legal advice, and may even have...
January 10, 2021

How to Choose a Real Estate Agent

Parent and child, teacher and student, doctor and patient, real estate agent and home buyer/seller: These are some of the...
December 10, 2020

Prequal Letter vs Preapproval Letter

A Prequalification Letter (Prequal letter) is a letter written by a mortgage broker / lender intended for use between the...
November 10, 2020

Selling Your Home Solo to Save Money?

Posted in Economist Commentaries, by Amanda Riggs on July 9, 2018 You’ll Actually Make Less Than You Think Some homeowners...
October 10, 2020

The Cost of Selling Without a Real Estate Agent

You’ve heard of buyer’s remorse; but without your market expertise and sales skills to back them up, sellers who choose...
September 10, 2020

Home Buyer’s Guide

Before you run out and start walking through open houses, before setting up automated internet searches, before you start scouring...
August 10, 2020

Request for Repairs (Buyer)

After you complete your inspections and investigations, you should have time to compose and submit a Request for Repairs (RR)....
July 10, 2020

Tax Consequences of a “Short Sale” of Real Estate vs. Foreclosure

© 2012, 2013 by Michael C. Gray, CPA | January 3, 2013 Congress passed legislation permanently extending the Bush tax...