Get Off the Fence

Still waiting for the “perfect time” to buy? The market might already be giving you the green light.

The most reliable source we have for tracking home price trends is the Case-Shiller Index. While it reports about two months behind real time, its trend lines don’t lie. As of today (9/15/25), we have June’s numbers—and here’s what they show:

Prices are down 2.8% from the peak in Dec. 2024.
That’s a 5.6% annualized decline—a meaningful drop by any standard.
Every single month from Dec. 2024 through June 2025 has trended down.

If you connect the dots, it’s reasonable to expect July and August to continue that same slide. On the ground, the data matches up: homes are sitting on the market longer, sellers are cutting prices, and nearly 50% more sellers are just pulling their listings altogether.

Now here’s where it gets interesting:

Mortgage rates have already come down almost a full point since January.
Adjustable-rate mortgages are popping up in the 4.99% range, locked for 7 years (per BankRate.com).
And with another Fed meeting this week, buyers could soon be looking at even more favorable financing.

If you’ve been on the sidelines, this is the window the market has been whispering about. Prices are softening, sellers are blinking first, and financing is finally loosening up.

Question is—will you move before the opportunity passes, or keep watching from the fence?

Let’s talk strategy and make sure you don’t miss this cycle.

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