(619) 977-7777 kevin@reef-realty.com

How the wildfires affect your Homeowner’s Insurance

In light of the recent wildfires in L.A., I found the perspective in this video blog very interesting.  Unlike so many baseless opinion editorials, this one seems to contain mostly fact-based comments about the lack of fire preparation in Southern California.  Very interesting.

 

https://mortgageshots.com/wildfires-insurance-and-greed-what-they-dont-want-you-to-know/

Interest Rate Cuts Ahead? What It Could Mean for You

  I came across a headline today: “Fed Rate Cut Grows More Likely as Inflation Holds Steady at 2.7%.” Naturally, that raises the million-dollar question for consumers: What does this mean for me? In real estate, timing is everything — or at least we like to...

Ah yes, the good old “Price Improvement.”

Lately, I’ve been getting flooded with emails from agents excitedly announcing a “Price Improvement” on their listings. Let’s be honest— for whom exactly is this an improvement? Certainly not the seller. It’s not a price improvement; it’s a price reduction. Call it...

Granny Flats, Tiny Homes and ADUs: The essential guide

ADUs (or accessory dwelling units) are the hot topic in real estate, but what are they worth?  Illustrative story: A homebuyer recently commented that he had “overpaid” by $100,000 for a home that had a tiny home in the backyard. Did he? It depends on what he meant...

The 10 most common Title issues

These are 10 most common title issues that could cost you money down the road and possibly put your ownership rights at risk.  They could also blow up your current real estate transaction.  Make sure your agent reviews and explains your title report with you....

how much is my home worth

How Much Is My House Worth?

How Much Is My House Worth? It’s a simple question—one that many tech companies want you to believe has a simple answer. Unfortunately, nothing could be further from the truth. There’s a quick way to get a number, and then there’s the right way to determine your...

Government bans from medical debt from your credit report

News ain’t always sexy but still very relevant to many. Did you know…. According to the Consumer Financial Protection Bureau (CFPB), there is over $88 billion in outstanding medical bills currently in collections across the nation—a number that has significant...